BoxTrack vs the NAIC Home Inventory app
The NAIC's free home inventory app is made by state insurance regulators. Here's how it compares with BoxTrack, and who should use which.
The BoxTrack team · Facts checked · We make BoxTrackBoxTrack
if you want a free, neutral app just for an insurance inventory, and you don't mind typing.
if you want photos to do the typing, need box and bin labels, or are also moving or storing things.
At a glance
BoxTrackBoxTrack5.5We picked these rows and we make BoxTrack, so read it with that in mind. Every fact links to its source below.
Pax is an AI. He knows BoxTrack and moving, not other apps, so check them on their own sites.
The details
Why this comparison+
The NAIC Home Inventory app is what many state insurance departments point homeowners and renters to, and for good reason: it's free, it comes from the National Association of Insurance Commissioners (the organization of state insurance regulators), and it isn't trying to sell you anything. We make BoxTrack. Here's an honest look at both.
The NAIC app+
Launched in April 2021, it runs on iPhone and Android. You organize items by room or category, add photos, scan barcodes, and export your inventory whenever you need to. It also carries disaster-preparation and claims guidance from regulators. It's free.
Worth knowing: its app store reviews are mixed. Reviewers mention glitches, exports failing on large inventories, and trouble with photos. The app was still being updated in 2026. Whatever you use, keep an exported copy somewhere safe.
BoxTrack+
BoxTrack runs in any phone's or computer's browser, with nothing to install. Make a box for each room, closet or bin, then snap each thing. AI fills in the name, quantity and replacement value, and a photo of a whole shelf or open drawer can give several items at once. Each item keeps its photo and the date you added it, used and replacement values, and serial numbers and purchase dates if you add them. You can make a PDF report with every photo and value, or export to Excel or CSV.
It also does things a home inventory app usually doesn't: QR labels for boxes and bins, a moving-day check-in, box weights and a customs list for moving abroad.
Our honest take+
If cost matters most, start with the NAIC app. It's free, and a free inventory you finish beats a paid one you don't. If you've tried it and stalled typing everything in, or you need labels for boxes and bins, BoxTrack is the faster way through a whole house. A whole home needs a paid plan, with a 72-hour free trial.
More: the free room-by-room home inventory checklist and how to make a home inventory for insurance.
Sources, checked October 10, 2026: NAIC Home Inventory, NAIC launch announcement, App Store listing, Wisconsin OCI on the app.
About BoxTrack’s plans: the free plan is 1 box with up to 5 items, with every feature to try. On paid plans, Starter has up to 5 boxes and 10 AI photo scans a month; Plus has up to 49 boxes, unlimited AI scans (whole boxes too), the insurance PDF report, Excel and CSV export, sharing and custom fields; Unlimited adds unlimited boxes and Ask Pax, the AI assistant. New accounts get 72 hours free on any paid plan.